Monse

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Good month: you finished with $3,787.75 left over. The heaviest category was Mercado (33% of spending).

Positive

Your month is balanced.

$3,787.75

There is money available until the month closes.

Spending in Apr/2026

$1,612.25

2 statements for April 2026

Total received

$5,400.00

income considered in the period

Commitment

30%

of reported income

Main pressure

Groceries

33% of spending

Main cause

Groceries concentrates 33% of the evaluated spending.

Your statements

Which card spent the most?

Direct comparison between uploaded statements, ordered by total amount.

Mastercard final 1047

highest spending in Fuel (32%)

Highest spend

$1,367.95

Visa final 4821

highest spending in Groceries (55%)

$1,184.30

Visual proof

What happened in the period

A visual summary to confirm the spending direction before going deeper.

Cash Flow

Evolution of Income, Expenses and Balance

ExpensesIncomeBalance

Score evolution

Your financial health month by month

8 pts
92Excellent
100Excellent
Mar/26
Apr/26

Automatic diagnosis

What Monse noticed

Organized priorities to guide the next step.

Groceries concentrated 33% of spending.

$531.15 went to this category. It deserves the first review.

You used 30% of your income.

$3,787.75 of margin remains in this cycle.

Best next step

Groceries accounts for 33% of your spending

MONSE Intelligence · 1 alert
Monthly pace
73%

Strong pace at month start

73% of spending happened in the first 15 days ($782.20 of $1,068.60).

The rest of the month has $286.40 for 15 days, about $19.09/day.

If possible, leave non-essential purchases closer to month-end.

$782.20of $1,068.60 total

Monthly view

Spending by period

Apr/26 to Apr/26
Statements
Apr/26

Mastercard final 1047

Total spent

$372.40

% of income7%

Combustível represents 56% of spending

Apr/26

Visa final 4821

Total spent

$696.20

Income: $5,400.00

% of income13%

Mercado represents 41% of spending

Annual projection

If you keep spending an average of $534.30 per month, in 12 months you will have spent $6,411.60, with $58,388.40 of your annual income remaining.

Average spending / month

$534.30

avg of 2 analyzed statements

Total spending in 12 months

$6,411.60

how much you would spend in a full year

Potential surplus this year

$58,388.40

of your annual income of $64,800.00

Great! You spent $323.80 less than last month.

Top categories

Tap a category to open its expenses.

Latest activity

View all
DateDescriptionAmount
16/04/2026
Supermercado Vila Verde
Visa final 4821
$286.40
15/04/2026
Uber viagem centro
Mastercard final 1047
$38.90
14/04/2026
Netflix assinatura
Visa final 4821
$55.90
13/04/2026
Padaria Primavera
Mastercard final 1047
$31.50
12/04/2026
Farmácia Popular
Visa final 4821
$74.20
10/04/2026
Pagamento recebido
Visa final 4821
+$5,400.00
08/04/2026
Posto Avenida
Mastercard final 1047
$210.00
06/04/2026
Mercado Livre Casa
Visa final 4821
$159.80
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