Pergunta · Housing
How much should I spend on rent?
Housing is the fixed cost that most defines your margin. When it rises too much, the rest of the budget needs to work twice as hard.
| Percentage of net income | Reading |
|---|---|
| Up to 30% | Healthy |
| 30% to 35% | Tight, but common in capitals |
| 35% to 40% | Requires clear cuts |
| Above 40% | High risk for reserve and unforeseen events |