Debt

Pay Off Credit Card Debt

The installment needs to fit the real month, not the ideal month.

Credit card debt usually mixes current purchase, old installment, and interest. Separating these parts avoids a bad deal.

  • Add up everything that will still fall.
  • Compare CET.
  • Stop new purchases.
  • Adjust categories that grew.

Analyze Invoice Before Negotiating

Perguntas frequentes

Should I use reserve to pay off card?
It can make sense if the debt has very high interest, keeping a minimum reserve to avoid returning to the rotative.